Generate a detailed risk profile report for any location in India. Get the risk scores for all major perils including Earthquake, Flood, and Cyclone, information to support these risk scores, along with estimated return period losses. For a sample report,click here

Plan Description

• USD 10 per report
• Get free credit incentives based on usage (Know more…)
• How this works?

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While the location risk profile report is sufficient for most underwriting queries, for certain high risk or high value underwriting queries, you may need more detailed information on different risk scenarios.

This interactive tool allows you to do a detailed visualization of a location map under multiple risk scenarios covering earthquake, flood and cyclone.

Plan Description

• Buy weekly or monthly access to interactive tool
• Allow multiple users to visualize peril maps
• Validity of each user's access period starts from the first login of that user
• How this works?

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* For a 2 Week/Month access, select the package count as 2

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Understand the overall risk of your portfolio by monitoring your exposure accumulation by peril and user-defined parameters across India in a concise report.

These parameters could include line of business, administrative regions, pincodes or user-defined risk zones. These reports contain tabular and map-based thematic displays that make it easy to identify over- and under-performing areas.

This report is vital for tracking the changing risk of your portfolio. We recommend generating at least one report a quarter. Large companies underwriting more than 1000 policies a month should ideally generate this report every month.

* Special Offer

If you buy 4 of these reports in a year, you will receive complimentary 5 day access to Dynamic Exposure Accumulation Profiling. The complimentary access days will be credited to your account on the purchase of your fourth report. In case you purchase more than 4 reports in a year, 5 additional days of complimentary access will be credited on every 4th report purchased.

Plan Description

• Generate the Exposure Accumulation Report by uploading your portfolio data.
• How this works?
• Your exposure data may be available by policy or aggregated at pincode level. Please choose the desired option
  
  Policy level data
  Pincode level data
  District/State/Cresta level data
• • PIER Online is programmed to generate exposure accumulation report at pincode resolution
  • If your portfolio data exists at district/state/cresta level, RMSI will have to undertake data disaggregation
  • Your state or district level portfolio data will be disaggregated based on industry exposure accumulation ratios into pincode level data. This will be the best possible approximation.
  • Hence, for such data, our team will undertake two step processing:
    • Disaggregating to pincode level
    • Calculating the accumulated exposure by risk zones
  • Select your data aggregation Level
    
    District
    State/Cresta
    
    

Calculate Your Package Price

No. of Policies	Total Price (USD)

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PIER Online offers dynamic exposure accumulation to large GI companies where the rate of portfolio change is so high that it needs constant monitoring of exposure. Such large companies may not like to wait till the end of the month or quarter to discover high levels of exposure accumulation in undesirable areas. This interactive tool allows you to set thresholds for accumulating exposure at various risk levels and create circuit breakers once these thresholds are reached. In addition, it allows the user to create customized risk blocks. This proactive management of portfolio risk combined with location based risk profiling is an effective tool to improve underwriting profits.

Plan Description

• How this works?
• Your exposure data may be available by policy or aggregated at pincode level or at a lower resolution. Please choose the desired option

Calculate Your Package Price

* The usage of this tool is subject to 1 user license

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NatCat modeling is a critical component of portfolio risk analysis for reinsurance planning.

For the first time in India, PIER Online brings you Nat Cat modeling reports for all the three major perils that impact the industry, namely earthquake, flood and cyclone. Most other available reports for India are limited to one or two perils and are therefore unable to give a consolidated view of the losses. PIER’s analysis is based on RMSI’s high resolution state-of-the-art models, specially created for India and the sub-continent, using the highest possible quality of hazard data available only to RMSI, that is not readily available elsewhere. RMSI has access to such high quality data by virtue of its decades of work experience in disaster risk reduction.

Run a bi-annual or annual NatCat analysis of your portfolio for Earthquake, Flood and Cyclone to generate the key risk metrics consisting of return period losses, average annual loss and loss exceedance curves.

Plan Description

• The only Nat Cat Model that consolidates losses for all three perils.
• Models based on high resolution hazard data.
• Flexibility on choice of peril.
• Variable pricing based on size of portfolio.
• Ability to analyze exposure at any level of aggregation – from location level to state level.
• Generate the Nat Cat Modeling Report by uploading your portfolio data.
• How this works?
• Your exposure data may be available by policy or aggregated at pincode level or at a lower resolution. Please choose the desired option
  Policy level data
  Pincode level data
  District/State/Cresta level data
• • PIER Online is programmed to generate exposure accumulation report at policy and pincode resolution
  • If your portfolio data exists at district/state/cresta level, RMSI will have to undertake data disaggregation
  • Your state or district level portfolio data will be disaggregated based on industry exposure accumulation ratios into pincode level data. This will be the best possible approximation.
  • Hence, for such data, our team will undertake two step processing:
    • Disaggregating to pincode level
    • Performing Nat Cat Modeling on disaggregated data
  • Select your data aggregation Level
    
    District
    State/Cresta
    
    
    

* For 1,50,001 to 3,00,000 policies

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In the event of an impending or live disaster such as a cyclone or a flood or recent earthquake, insurance companies have a pressing need to make provisions for likely payouts in the coming months. To estimate the accumulated exposure in the affected zones PIER Online offers this never-before service. Upload your portfolio data to receive an estimation of your exposure at risk due to this event.

Plan Description

• The only portal that provides exposure accumulation for live events.
• Exposure accumulation based on real time hazard mapping as the event unfolds.
• Modeling based on the severity and extent of the event.
• Variable pricing based on size of portfolio.
• Ability to analyze exposure at any level of aggregation – from location level to state level.
• Generate the Exposure Accumulation Report for Live Event by uploading your portfolio data. It is recommended that the user uploads only the part of the portfolio that falls in the impacted districts as indicated by the event advisory on the site.
• How this works?
• Your exposure data may be available by policy or aggregated at pincode level or at a lower resolution. Please choose the desired option
  Policy level data
  Pincode level data
  District/State/Cresta level data
• • PIER Online is programmed to generate exposure accumulation report at policy and pincode resolution
  • If your portfolio data exists at district/state/cresta level, RMSI will have to undertake data disaggregation
  • Your state or district level portfolio data will be disaggregated based on industry exposure accumulation ratios into pincode level data. This will be the best possible approximation.
  • Hence, for such data, our team will undertake two step processing:
    • Disaggregating to pincode level
    • Calculating the exposure at risk from the live event
  • Select your data aggregation Level
    
    District
    State/Cresta
    

Calculate Your Package Price

No. of Policies	Total Price (USD)

I Agree to Terms & Policies